Payments

Remitly to UnionBank paano 2026

Mabilis na Sagot: Remitly to UnionBank paano - Complete guide with fees, processing time, and best banks for Filipino freelancers Updated March 2026.
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Pangkalahatang-Ideya

Ang pag-transfer ng pera mula Remitly papunta sa UnionBank sa Pilipinas ay simple at mabilis. Ang mga fees ay nagsisimula sa $3.99, at ang pera ay kadalasang dumadating sa loob ng ilang oras hanggang sa isang araw. Napakadali para sa freelancers na gustong mag-withdraw ng kanilang kita sa local bank accounts gaya ng UnionBank.

Quick Facts

  • Aspect: Details
  • Fees: $3.99 and up
  • Processing Time: Up to 24 hours
  • Minimum Withdrawal: $10
  • Supported Banks: BDO, BPI, UnionBank, and more

Step-by-Step Process

  • Create a Remitly Account: Kung wala ka pang account, mag-sign up sa Remitly website gamit ang iyong email at secure password.
  • Verify Your Email: Check your email para sa isang verification link at i-click ito para i-activate ang iyong account.
  • Set Up Your Transfer: Sa dashboard, piliin ang "Send Money" at ilagay ang detalye ng iyong recipient, tulad ng UnionBank account details.
  • Enter Transfer Amount: Ilagay kung magkano ang gusto mong i-transfer. Ang Remitly ay magpapakita ng breakdown ng fees at exchange rate.
  • Select Delivery Method: Piliin ang "Bank Deposit" at ilagay ang UnionBank bilang iyong bank.
  • Provide Recipient Details: Ilagay ang pangalan, address, at UnionBank account number ng iyong recipient sa Pilipinas.
  • Review and Confirm: Suriin ang lahat ng impormasyon at i-confirm ang transfer. Ang Remitly ay magbibigay ng tracking number.
  • Wait for Transfer Completion: Karaniwang natatanggap ito sa loob ng ilang oras hanggang isang araw. Makakatanggap ka ng notification kapag successful na ang transfer.

Fees Breakdown (Philippines 2026)

Ang Remitly ay naniningil ng mga fees na nagsisimula sa $3.99 para sa bawat transaction. Ang exact na fee ay maaaring magbago depende sa bilis ng transfer at halaga ng pera na iyong ipapadala. Halimbawa, para sa mas mabilis na delivery, maaaring tumaas ang fee. Kumpara sa ibang serbisyo, ito ay mas mura kaysa sa Western Union o MoneyGram na umaabot ng P500 o higit pa. That's about P150 - less than a Grab ride across Manila.

Best Banks to Gamitin: ang Pinaka-popular na banks

Handa ka na bang kumita ng dolyar? Mag-sign up sa Payoneer libre →

Detalyadong Gabay

Sa Pilipinas para sa mga freelancers ay BDO, BPI, at UnionBank. Ang UnionBank ay kilala sa kanilang mahusay na customer service at low fees. Mas madalas silang ginagamit dahil sa kanilang efficient online banking system na madaling gamitin para sa freelancers na laging on-the-go.

Samantala, ang BDO at BPI ay may mas maraming branches at mas matagal nang nag-ooperate, na nagbibigay ng convenient access sa maraming lugar. Kung nais mo ng mas flexible na paraan, maaaring gamitin ang GCash o Maya. These e-wallets allow you to transfer funds from your bank account and use it for various payments, making them a versatile choice for modern freelancers.

Mahahalagang Puntos para sa Filipino Freelancers

Mga Tip

💡

Tip: Karamihan ng matagumpay na Filipino freelancers ay gumagamit ng Payoneer para tumanggap ng payments at nagta-transfer sa Maya o GCash para sa mabilis na access sa kanilang kita sa Philippine Peso.

Mga Madalas Itanong

Start by creating a profile on Upwork or OnlineJobs.ph, build a strong portfolio, and apply to jobs that match your skills.

Most Filipino freelancers use Payoneer to receive USD payments, then transfer to Maya, GCash, or local banks like BDO and BPI.

Yes, freelancers earning over PHP250,000/year must register with BIR. The 8% flat tax option is available for those earning under PHP3M/year.

Earnings vary by skill. Virtual Assistants typically earn PHP25,000-100,000/month, while specialized developers can earn PHP100,000-300,000/month.

Top platforms include Upwork, OnlineJobs.ph (for VA jobs), Fiverr, and Freelancer.com. OnlineJobs.ph is specifically designed for Filipino freelancers.

Handa Ka Na Bang Kumita ng Dolyar?

Sumali sa milyun-milyong Filipino freelancer na gumagamit ng Payoneer para tumanggap ng international payments. Instant transfer sa Maya/GCash!

Kumuha ng Payoneer Libre →

Walang bayad sa pag-sign up. I-withdraw sa Maya, GCash, o BDO/BPI.

MS

Complete Fee Comparison for Filipino Freelancers (2026)

When choosing a payment method for your freelance earnings, fees can significantly impact your take-home pay. Here's how popular services compare when transferring to UnionBank:

ServiceFeeSpeed to UnionBankExchange Rate
Wise0.5-1.5%1-2 daysMid-market (best)
Payoneer2%2-5 daysBelow mid-market
PayPal3-4%3-5 daysBelow mid-market
GCashPHP 15 via InstaPayInstantN/A (PHP only)

Common Mistakes Filipino Freelancers Make with Payments

  1. Not comparing exchange rates: Always check Wise rates against other services before withdrawing — the difference can be thousands of pesos monthly.
  2. Withdrawing small amounts frequently: Batch your withdrawals to minimize per-transaction fees. Aim for weekly or bi-weekly withdrawals instead of daily.
  3. Wrong account details: Triple-check your UnionBank account number before confirming. Wrong numbers cause delays of 5-10 business days.
  4. Not keeping records: Save all transaction receipts for BIR tax filing. You need these for Form 1701 or 1701Q.
  5. Ignoring timing: Philippine banking hours and holidays affect processing. Submit withdrawals Monday-Wednesday for fastest processing.

Pro Tips for Maximizing Your Earnings

  • Use multiple payment services: Keep both Payoneer and Wise active — different platforms integrate with different services.
  • Watch for promos: Payment services regularly offer zero-fee promotions for new users or specific corridors.
  • Consider the 8% tax option: If your annual freelance income is under PHP 3M, the 8% flat tax rate is simpler and often cheaper than graduated rates.
Isinulat ni Maria Santos

Virtual Assistant na may 6+ taon na karanasan sa pakikipagtrabaho sa mga international clients. Dating empleyado ng BPO na lumipat sa freelancing noong 2019. Kumita na ng mahigit PHP10 milyon sa mga platform tulad ng Upwork at OnlineJobs.ph. Rehistrado sa BIR sa ilalim ng 8% flat tax option.

💼 6+ Taon VA Experience 💰 PHP10M+ Kinita
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